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Learn More about Marac Finance


Welcome to MARAC. We’ve been helping New Zealanders and New Zealand businesses with finance for more than 55 years. Today we offer finance, insurance and investment solutions.

At MARAC we know that to achieve your financial goals, you need a partner to share your vision. We take the time to understand how you see things and what you want for the future. Then we work with you to help make it happen.
Service is central to the way we do business. We offer genuine personal service and tailored packages. We believe that the best people in finance work for MARAC.

They have knowledge, experience and a passion for what they do. Our team culture is based on a strong set of values, including integrity, trust, professionalism, communication, responsibility and a total commitment to quality.
MARAC is now part of Combined Building Society. Combined Building Society was formed as a result of the merger between MARAC, CBS Canterbury and Southern Cross Building Society. Finance and lending services are still provided by MARAC Finance Limited, which is now a subsidiary of Combined Building Society. All deposits are now issued by Combined Building Society. However, investors will still see the 'MARAC' brand when they invest because Combined Building Society offers MARAC branded Deposits.
Click on any of the tabs above to find out more about the different areas of MARAC's business.
MARAC - what's the difference?

At MARAC, our customers come first. We pride ourselves on offering genuine personal service. We believe that the best people in finance work for us – and you benefit from their experience, knowledge and passion. We’re committed to the values of quality, professionalism, communication, responsibility, integrity and trust in everything we do.

MARAC Marine and Leisure Finance

MARAC’s marine and leisure loans are available for: purchasing a boat (new or used) and/or trailer refurbishing your current boat building a new boat purchasing another asset like a jetski. MARAC offers competitive, flexible finance

What you need to know

Terms are 1 to 5 years.
You own the asset straight away.
The asset is the security for the loan.
Repayments can be monthly, fortnightly or weekly or structured to suit your circumstances.
The asset must be fully insured.
You must be 18 or older.

What do I need?

To speed up the settlement of your loan, bring along the following for verification of your application.
- Proof of identification - eg. drivers licence
- Proof of income - eg. current payslips
- Your banking details - for direct debit payments
- Insurance confirmation for the Financed product (if not insured through Family Boats
- Proof of residence if you own your own home (e.g. A current Rates Demand)